One of the most complicated issues for most homebuyers is how to finance your new purchase, for most the biggest purchase they will ever make.  And, there are no easy answers.  But like most issues, if you don’t have a plan, then you have planned to fail.  The first thing many new homebuyers could and should do is to determine what their credit and income will allow them to buy.  The good news is that there are several sources to help with this planning.  If you have an existing bank account, most banks have real estate mortgage staff that can explain to you what to look for and what you might qualify for.   You can also go to the builders sales office at any of the builders at Canyon del Rio.  The staff there will sit down with you, review your needs and your financial situation and help you to understand options that are available to you…before you buy.

But, no matter what you consider in a new home purchase, consider this.  You will make a better purchase when you know what financing options are available to you and your family.  And you just might save some money in the process.